The Directors set out here are Directors of Domestic & General Limited. Domestic & General Limited is the statutory entity at which the Group’s operational Board sits and the parent entity of Galaxy Finco Limited, the largest Group into which accounts are consolidated.
Domestic & General Insurance plc (‘DGI’) is the UK regulated operating entity within the Group and has its own Audit & Risk Committee.
Directors: David Tyler (Chair), Robin Ashton, Matthew Crummack, Joe Fitzgerald, Patrica Roufca
DGI Audit & Risk Committee members: Robin Ashton (Chair), David Tyler, Patricia Roufca
Domestic & General Insurance Europe AG (‘DGIEU’) is a wholly-owned subsidiary of DGI, registered in Germany and duly authorised by BaFin to carry on insurance business in Germany and across the EEA. DGIEU has both a Management Board and a Supervisory Board.
Management Board: Matthew Crummack (Chair), Tom Goode, Matthias Kammermann, Sven Wick
Supervisory Board: David Tyler (Chair), Robin Ashton, Michael Ross
David Tyler
Chair +
David Tyler
ChairDavid became Chair of the Group in September 2015.
During the interim period of five months in 2021 between CEOs, he was Executive Chair. David has over 48 years’ experience spanning the consumer, retail, business services and financial services sectors.
David is an experienced Chair having served in this role at major UK public companies including J Sainsbury plc, Hammerson plc, and Logica plc. As a Fellow of the Chartered Institute of Management Accountants and a member of the Association of Corporate Treasurers, David brings extensive financial knowledge to the Board. David is the Chair of PZ Cussons plc and JoJo Maman Bébé.
He is also the Chair of the Parker Review, a Government-backed Committee advising on how to increase the ethnic diversity of Boards and senior management of UK companies.
Matthew Crummack
Chief Executive Officer +
Matthew Crummack
Chief Executive OfficerMatthew was appointed as CEO of the Group on 4 October 2021.
He is an experienced executive having led the transformation of big consumer-facing digital brands across different geographies. Matthew was the Group CEO of GoCo Group plc prior to its sale in 2021 to Future plc for $794m, and the CEO of lastminute.com Group where he led the turnaround of the business prior to its sale to Bravofly Rumbo Group for $120m in 2015.
Previously Matthew was Senior Vice President of Lodging at Expedia, managing the supply of hotels and transportation inventory for the global group. Matthew started his career in consumer goods across Europe at Procter & Gamble and Nestle.
Matthew also serves as Pro-Chancellor and Chair of the University Council of Aston University in Birmingham, and a Non-Executive Director and advisor to London start-up Kidadl.
Joe Fitzgerald
Chief Financial Officer +
Joe Fitzgerald
Chief Financial OfficerJoe joined D&G as a graduate in November 1998 and has worked in a variety of roles across the business.
He was appointed Underwriting Director in 2007, and has over his time at D&G also led our Marketing, Data Science, Repair Service, Digital and Group Strategy functions. Joe was previously our acting CFO from November 2019 until November 2020 before being permanently appointed CFO in November 2021.
Joe is an associate of the Chartered Institute of Management Accountants and the Society of Actuaries.
Robin Ashton
Independent Non-Executive Director +
Robin Ashton
Independent Non-Executive DirectorRobin is a Chartered Accountant with extensive experience in retail financial services, both in the UK and internationally, with skills and experience across a broad range of areas, in particular, credit, treasury, audit and accounting.
Robin served as Chair of Leeds Building Society until April 2020 and as the Senior Independent Director of Shawbrook Group plc and its subsidiary Shawbrook Bank Ltd until June 2022.
Nina Bhatia
Independent Non-Executive Director +
Nina Bhatia
Independent Non-Executive DirectorNina is currently the Executive Director, Strategy & Commercial Development at the John Lewis Partnership.
Nina was previously Managing Director of Hive, a smart home business owned by Centrica. She also ran a national home services business for British Gas. Nina spent 23 years at McKinsey & Co., was elected a Partner in 1999 and served clients in multiple sectors including energy, media, healthcare and government.
Nina is Executive Director, Strategy & Commercial Development at the John Lewis Partnership.
Robin (Pev) Hooper
Non-Executive Director +
Robin (Pev) Hooper
Non-Executive DirectorPev Hooper is a Managing Partner at CVC, he co-leads CVC’s private equity activities in the UK and is based in London.
He joined CVC in 2003 after working in mergers and acquisitions at Citigroup and Schroders. He holds an MA degree from Oxford University. Pev brings a range of UK consumer financial services experience from his time on the boards of FCA/PRA regulated businesses such as NewDay (a leading consumer credit provider) and the RAC (leading roadside recovery provider and insurance broker).
Pev serves on the board of the RAC, NewDay, Away Resorts, Lipton Teas, Premiership Rugby & Six Nations Rugby.
Martin Iacoponi
Non-Executive Director +
Martin Iacoponi
Non-Executive DirectorMartin is a Managing Director at CVC and joined in 2015.
Prior to joining CVC, Martin worked at Credit Suisse. Martin serves on the board of RiverStone International Limited and has also been involved with CVC Funds’ investments in Pensions Insurance Corporation, NewDay, Paysafe and TMF.
Michael Ross
Non-Executive Director +
Michael Ross
Non-Executive DirectorMichael has over 30 years experience in digital and data- driven transformation.
He is a serial entrepreneur and has co-founded businesses including figleaves.com, ecommera and DynamicAction. He has also served on the board and advised a wide range of businesses across retail, telecommunications, financial services and consumer goods. He started his career at McKinsey and Company. Michael serves as a non-executive director of Sainsburys Bank and N Brown Group plc.
David Wells
Non-Executive Director +
David Wells
Non-Executive DirectorDavid is a Senior Managing Director at CVC and joined in 2009.
Prior to joining CVC, David worked for OC&C Strategy Consultants. David serves on the board of Pro14 Rugby, Away Resorts and ekaterra and was previously involved with CVC Funds’ prior investments in SkyBet, Formula 1 and Samsonite.
David Tyler
Chair +
David Tyler
ChairDavid became Chair of the Group in September 2015.
During the interim period of five months in 2021 between CEOs, he was Executive Chair. David has over 48 years’ experience spanning the consumer, retail, business services and financial services sectors.
David is an experienced Chair having served in this role at major UK public companies including J Sainsbury plc, Hammerson plc, and Logica plc. As a Fellow of the Chartered Institute of Management Accountants and a member of the Association of Corporate Treasurers, David brings extensive financial knowledge to the Board. David is the Chair of PZ Cussons plc and JoJo Maman Bébé.
He is also the Chair of the Parker Review, a Government-backed Committee advising on how to increase the ethnic diversity of Boards and senior management of UK companies.
Matthew Crummack
Chief Executive Officer +
Matthew Crummack
Chief Executive OfficerMatthew was appointed as CEO of the Group on 4 October 2021.
He is an experienced executive having led the transformation of big consumer-facing digital brands across different geographies. Matthew was the Group CEO of GoCo Group plc prior to its sale in 2021 to Future plc for $794m, and the CEO of lastminute.com Group where he led the turnaround of the business prior to its sale to Bravofly Rumbo Group for $120m in 2015.
Previously Matthew was Senior Vice President of Lodging at Expedia, managing the supply of hotels and transportation inventory for the global group. Matthew started his career in consumer goods across Europe at Procter & Gamble and Nestle.
Matthew also serves as Pro-Chancellor and Chair of the University Council of Aston University in Birmingham, and a Non-Executive Director and advisor to London start-up Kidadl.
Joe Fitzgerald
Chief Financial Officer +
Joe Fitzgerald
Chief Financial OfficerJoe joined D&G as a graduate in November 1998 and has worked in a variety of roles across the business.
He was appointed Underwriting Director in 2007, and has over his time at D&G also led our Marketing, Data Science, Repair Service, Digital and Group Strategy functions. Joe was previously our acting CFO from November 2019 until November 2020 before being permanently appointed CFO in November 2021.
Joe is an associate of the Chartered Institute of Management Accountants and the Society of Actuaries.
Robin Ashton
Independent Non-Executive Director +
Robin Ashton
Independent Non-Executive DirectorRobin is a Chartered Accountant with extensive experience in retail financial services, both in the UK and internationally, with skills and experience across a broad range of areas, in particular, credit, treasury, audit and accounting.
Robin served as Chair of Leeds Building Society until April 2020 and as the Senior Independent Director of Shawbrook Group plc and its subsidiary Shawbrook Bank Ltd until June 2022.
Nina Bhatia
Independent Non-Executive Director +
Nina Bhatia
Independent Non-Executive DirectorNina is currently the Executive Director, Strategy & Commercial Development at the John Lewis Partnership.
Nina was previously Managing Director of Hive, a smart home business owned by Centrica. She also ran a national home services business for British Gas. Nina spent 23 years at McKinsey & Co., was elected a Partner in 1999 and served clients in multiple sectors including energy, media, healthcare and government.
Nina is Executive Director, Strategy & Commercial Development at the John Lewis Partnership.
Robin (Pev) Hooper
Non-Executive Director +
Robin (Pev) Hooper
Non-Executive DirectorPev Hooper is a Managing Partner at CVC, he co-leads CVC’s private equity activities in the UK and is based in London.
He joined CVC in 2003 after working in mergers and acquisitions at Citigroup and Schroders. He holds an MA degree from Oxford University. Pev brings a range of UK consumer financial services experience from his time on the boards of FCA/PRA regulated businesses such as NewDay (a leading consumer credit provider) and the RAC (leading roadside recovery provider and insurance broker).
Pev serves on the board of the RAC, NewDay, Away Resorts, Lipton Teas, Premiership Rugby & Six Nations Rugby.
Martin Iacoponi
Non-Executive Director +
Martin Iacoponi
Non-Executive DirectorMartin is a Managing Director at CVC and joined in 2015.
Prior to joining CVC, Martin worked at Credit Suisse. Martin serves on the board of RiverStone International Limited and has also been involved with CVC Funds’ investments in Pensions Insurance Corporation, NewDay, Paysafe and TMF.
Michael Ross
Non-Executive Director +
Michael Ross
Non-Executive DirectorMichael has over 30 years experience in digital and data- driven transformation.
He is a serial entrepreneur and has co-founded businesses including figleaves.com, ecommera and DynamicAction. He has also served on the board and advised a wide range of businesses across retail, telecommunications, financial services and consumer goods. He started his career at McKinsey and Company. Michael serves as a non-executive director of Sainsburys Bank and N Brown Group plc.
David Wells
Non-Executive Director +
David Wells
Non-Executive DirectorDavid is a Senior Managing Director at CVC and joined in 2009.
Prior to joining CVC, David worked for OC&C Strategy Consultants. David serves on the board of Pro14 Rugby, Away Resorts and ekaterra and was previously involved with CVC Funds’ prior investments in SkyBet, Formula 1 and Samsonite.
Audit & Risk Committee
The members of the Audit Committee are Robin Ashton (Chair), Martin Iacoponi, David Tyler, and David Wells.
The Committee has an established annual plan of work, and its responsibilities include: the review of the financial statements (including the reasonableness of areas of judgement); review of the appropriateness of the Group's accounting principles and procedures; review of the effectiveness of the audit process and plan, and the relationship of the Company with its external auditors including the level and nature of non-audit services; review of the effectiveness of the internal audit and risk functions; review of the effectiveness of the Group's internal controls; oversight of the risk framework (including risk appetite), risk management practises and compliance monitoring plans and activities.
Renumeration Committee
The members of the Remuneration Committee are Pev Hooper (Chair), Nina Bhatia, David Tyler, Matthew Crummack, David Wells and Martin Iacoponi.
The Committee has responsibility for determining the overall framework and policy for remuneration of the Chair, the independent non-executive directors, the executive directors, and senior executives of the Group. The remuneration policy for executive directors and senior management is to provide packages that are intended to attract, motivate, and retain high calibre individuals, to develop the Group further and enhance its value.
Sustainability Committee
The members of the Sustainability Committee are Nina Bhatia (Chair), Matthew Crummack, Joe Fitzgerald, Martin Iacaponi, and David Tyler.
The Committee has responsibility for considering key environmental and sustainability matters relevant to the business of D&G and make recommendations to the Group Board to improve the Group’s position with respect to sustainability.